You would have made excellent progress on your finance in the last one year. Financially you are currently under comfort zone with good amount of money on your saving account. Now the array of planets Jupiter, Saturn and Rahu were in bad position to create expenses that can drain out your savings very fast within the next few months. You will have to keep spending more money on travel, medical or home / car repair, legal expenses. Then you will end up in leading your life with the support of credit cards by increasing your debts.
Make sure to pay your payments dues for utilities in time. Since even if you miss one payment, it will go to collection and can affect your credit score. Since Sade sani is getting severe by early next year, finance would become a very big problem for you. Make sure to control your expenses on travel, eating outside, buying luxury items as gifts, etc. But do not try to save money on insurance. There is a chance of losing money through law suit is also indicated if you are underinsured motorist.
You will get some protection if you are running favorable maha dasa or your spouse is having good time on the transit. If you want to get more cash buffer, then apply for bank loans and credit cards applications before end of Aug 2016. Otherwise you will not get approved until Nov 2016.