You will have to deal with more expense for the first two weeks related to travel, shopping for luxury items, home or car maintenance, etc. You would be able to manage it easily since you would have accumulated enough savings by now. Later this month, you will get more cash flow with less expenses. You would be very happy by seeing the significant rise in the money on your saving accounts. You would become debt free. Hence you would be happy on your current level. It is also the time for you think and donate some money towards charity to retain the current accumulated wealth in the long term.