You will do very well on your finance in the first half of this year. Even though you will have more expenses, you will also earn more and pay down your debts at a faster pace. Bank loans and credit cards will get approved very fast. Cash flow is also indicated from many sources. Stock investments can give you decent profits. However speculative trading is not advised. If you want to buy a home for your living, you can go ahead and do it. But you can avoid investment properties. You can enjoy all these benefits until July 2016.
Starting from Aug 2016, you will be under severe testing period. You would have to take lot of bitter bills. Your savings will drain out fast and credit card balances will shoot up. Unexpected travel and medical expenses will make you borrow money at higher APR. You will start building Debt Mountain in the second half of this year. Needless to say that you need to stay away from stock market completely since major wealth destruction is indicated on the cards.