The last one year would have been very good on your finance. Jupiter and Rahu conjunction on your 11th house helped a lot to reduce your debts and put you in comfortable zone. The last phase of Sade Sani started in Nov 2014 would create more financial problems. To make things worse, Jupiter is entering onto your Viraya sthanam. The combined effects would create more expenses and increase your debt level again.
You will have to keep spending more money on travel, medical or home / car repair, legal expenses. If you are not careful, you would end up in having too much of debts. Control your expenses and avoid buying luxury items. Make sure to pay your payments dues for utilities in time. Since even if you miss one payment, it will go to collection and can affect your credit score. If you want to get more cash buffer, then apply for bank loans and credit cards applications before end of Aug 2016. Otherwise you will have to wait at least until Feb 2017.