The first two weeks of this month, could give you good financial relief. But unfortunately this relief will come to you through making hard decision like selling your home or fixed assets to pay off your debts. If you have to go through any real estate transactions, then do it before July 12, 2016 to maximize the benefits otherwise things will get worse again by later this month. Your bank loans and credit cards applications will get approved but only with high interest rate. You may have to spend money on travel, medical or even unexpected or planned home or car maintenance. It is indicated after July 18, 2016.