Finance / Money

Last year until Aug 2016 would have been bad for your finance. Things would have improved a lot from Nov 2016. You can pay down your debts faster in this new year 2017 and you will get very good relief from your financial problems. Cash flow will be adequate for you to manage the expenses. It is a very good time to consolidate and refinance your loans as well.
Bank loans will get approved and banking sector would be profitable for you until Sep 2017. Your credit score will go up and your credit cards application will get approved quickly. You need to keep enough insurance coverage for car, home and other personal properties. If you own properties in USA, it is also better to take umbrella policy.