Jan 01, 2020 to Mar 29, 2020 Testing Phase begins (40 / 100)

Jupiter on your 3rd house will be affecting your growth when this new year begins. Saturn will be transiting from Dhanushu Rasi to Makara Rasi on Jan 23, 2020. If you are running weak maha dasa, then you may expect to have more problems in this phase.
Your health will get affected badly from Feb 2020. Your parent’s health also requires more attention in this period. The relationship with your family member will not be smooth. Lover may experience hiccups in relationship. There will be lack of conjugal bliss. It is not a good time to plan for baby.

You may experience slowdown on your career. It is better not to change your job during ardhastama sani. You need to develop more soft skills to manage the politics. There will be more expenses that will drain out your savings at faster pace. Your bank loans may get approved but with high interest rate.
If you lend money to your friends or relatives, it will not come back to you. Be careful in speculative trading as you may have more losses from Feb 2020. It is a good idea to cash out the profits and move onto fixed assets investments before Jan 18, 2020.