Overview

January 2021 New Year Transit Predictions for Kumba Rasi (Aquarius Moon Sign)
This new year begins for you with rahu on your 4th house and Ketu on 10th house. Unfortunately, you cannot expect any benefits from sarpa grahas. You already started running Sade Sati Shani (7 ½ years) from Jan 2020. As Jupiter will also be in a bad position for most of the time during this year, there will be more challenges.
You may go through bitter experience on your both personal and professional life. The first few months of this new year 2021 is okay to conduct subha karya function, but there will be more expenses. To make things worse, Jupiter will be entering onto your Janma Rasi on April 5, 2021. The malefic effects of Sade Sati Shani and Janma Guru will be felt more especially during the phase 2 (April 5, 2021 and June 20, 2021) and the phase 2 (Nov 20, 2021 and Dec 31, 2021).
You need to avoid taking any risk in this year. Move all your investments to conservative instruments like CD or fixed deposit. If you are not careful, you may go through destruction of wealth in the last 3 months of this year 2021. You can increase your spiritual strength to cross this hard year.

Reference
Phase 1: Jan 1, 2021 – Apr 5, 2021
Phase 2: Apr 5, 2021 – Jun 20, 2021
Phase 3: Jun 20, 2021 – Nov 20, 2021

Phase 4: Nov 20, 2021 – Dec 31, 2021